Longevity labs, read and acted on as one continuous care plan.

Connecting your records and chatting with Clara is free. Biomarker panels come included in two paid plans: Standard at $50/month includes 61 biomarker tests, wearable integration, and weekly record sync. Concierge at $150/month includes 78 biomarker tests, an expanded hormone and autoimmune panel, and unlimited messages to the medical team. All plans are HSA/FSA eligible. The biomarker panel itself is not billed separately and not billed to your insurance — it's part of the membership. Medications Clara prescribes and ad-hoc lab orders are billed separately by your pharmacy or lab and may be covered by your insurance.

Clara's membership is cash-pay (not billed through health insurance) but it is HSA/FSA eligible, so you can pay for it with pre-tax dollars. The biomarker panels bundled into Standard and Concierge are part of the membership fee — they're not billed separately and not billed to insurance. Prescriptions Clara writes go to your pharmacy and may be covered by your insurance like any other script. Ad-hoc lab orders (e.g. a one-off recheck of a flagged marker) are processed at Labcorp or Quest and may be covered by your insurance when applicable.

Function Health and InsideTracker are lab-testing products. Clara is a full medical practice. Function Health is a $365/year cash-pay subscription that gives you 160+ markers and a clinician flag, then it's on you to find a doctor willing to write the prescription or order the recheck the flag implies. InsideTracker sells panels à la carte around wellness optimization. Neither is licensed to prescribe. Clara is, in all 50 states — so when your panel flags an ApoB of 112, Clara drafts the statin, the prescription goes to your pharmacy (where it may be covered by your insurance), and Clara orders the 8-week recheck on the spot. The panel isn't a separate product you buy and then try to act on; it's bundled into the $50 Standard or $150 Concierge membership, and the acting-on-it is part of the same plan.

Your primary care doctor usually orders a basic metabolic panel, a CBC, and a lipid panel at your annual physical. The markers that matter most for longevity — ApoB, Lp(a), hs-CRP, fasting insulin, homocysteine, a full thyroid panel — often don't get ordered unless you ask, and interpretation happens at a 15-minute visit with whatever context your doctor can absorb before walking into the room. Clara orders the full longevity panel on day one, then reads every new result against the full history Clara has auto-synced from your past chart. Can your old doctor read your entire chart, every ApoB you've had drawn, and every wearable-recorded resting heart rate every time you meet with them? Clara can.

Yes. Clara operates through affiliated professional corporations licensed in all 50 states. A licensed physician reviews and signs off on diagnoses, prescriptions, and any ad-hoc lab orders Clara drafts in response to your panel. Clara's AI does the intake, reasoning, and follow-up; a physician provides oversight.

Clara refers you out when a physical exam, imaging, or in-person procedure is needed. If your panel flags a PSA trajectory that warrants a urology workup, or a DEXA result that needs an in-person bone-density follow-up, Clara will prepare a summary of findings, draft the referral, and help you navigate it. Clara replaces the 15-minute visit, not the specialist.

Yes. The Standard and Concierge plans are full primary care — Clara manages chronic conditions like hypertension, high cholesterol, type 2 diabetes, and hypothyroidism; handles acute care like UTIs and respiratory infections; and integrates with wearables like the Oura Ring and Garmin. One membership covers everything.

Clara is HIPAA compliant. Your records and biomarker data are used to personalize your care. They are not sold and not used to train public AI models.